In the Indian automotive market, the demand for SUVs under ₹20 lakhs has surged in recent years. Buyers want the perfect blend of power, style, space, features, and value—and carmakers are stepping up with feature-loaded models that rival even higher-end vehicles. Whether you’re looking for a city cruiser or a rugged long-distance performer, there’s an SUV for you in this budget.
Let’s dive into the top 5 SUVs under ₹20 lakhs (ex-showroom), comparing their performance, features, safety, and overall value to help you make an informed decision.
1. Hyundai Creta (New Gen)
Price Range: ₹11 – ₹20 lakh (varies by variant)
Engine Options:
- 1.5L Petrol (115 PS)
- 1.5L Diesel (116 PS)
- 1.5L Turbo Petrol (160 PS)
Transmission: Manual, CVT, DCT, Automatic (diesel)
Highlights:
- Panoramic sunroof, ventilated seats, 10.25″ touchscreen
- Level 2 ADAS (on higher trims)
- Smooth ride quality and strong resale value
Why It Stands Out:
The Creta balances performance, features, and comfort, making it one of India’s favorite midsize SUVs.
2. Kia Seltos (Facelifted 2023)
Price Range: ₹10.9 – ₹19.9 lakh
Engine Options:
- 1.5L Petrol (115 PS)
- 1.5L Turbo Petrol (160 PS)
- 1.5L Diesel (116 PS)
Transmission: Manual, CVT, DCT, iMT, 6AT
Highlights:
- Dual-screen layout with curved infotainment
- 6 airbags standard, Level 2 ADAS
- Sporty GT Line and X-Line trims available
Why It Stands Out:
It’s stylish, tech-packed, and offers multiple powertrains to suit every driving preference.
3. Mahindra XUV700 (MX and AX3 trims)
Price Range: ₹14 – ₹20 lakh (for lower and mid variants)
Engine Options:
- 2.0L Turbo Petrol (200 PS)
- 2.2L Diesel (155–185 PS depending on variant)
Transmission: Manual, Automatic
Highlights:
- Best-in-class power output
- Dual 10.25” screens, smart door handles
- 5-star Global NCAP rating
Why It Stands Out:
The XUV700 delivers flagship features and performance at an aggressive price, especially in its lower variants.
4. Tata Harrier (2023 Facelift)
Price Range: ₹15.5 – ₹20 lakh (entry to mid variants)
Engine: 2.0L Turbo Diesel (170 PS)
Transmission: 6-speed Manual, 6-speed Automatic
Highlights:
- New design, 12.3″ infotainment, digital cluster
- Panoramic sunroof, ambient lighting
- ADAS features in higher variants
Why It Stands Out:
The Harrier offers a robust diesel engine, a commanding road presence, and improved tech after the 2023 update.
5. Maruti Suzuki Grand Vitara / Toyota Urban Cruiser Hyryder
Price Range: ₹10.8 – ₹19.9 lakh
Engine Options:
- 1.5L Petrol Mild Hybrid
- 1.5L Petrol Strong Hybrid (Toyota-sourced)
Transmission: Manual, 6-speed AT, e-CVT (strong hybrid)
Highlights:
- Excellent fuel efficiency (27+ km/l for strong hybrid)
- AWD option (on mild hybrid variant)
- Panoramic sunroof, connected car tech
Why It Stands Out:
India’s most fuel-efficient SUV with hybrid tech and a refined, comfortable drive.
Quick Comparison Table
| SUV | Fuel Options | Power (PS) | Mileage (claimed) | Key Feature Highlights |
|---|---|---|---|---|
| Hyundai Creta | Petrol, Turbo, Diesel | 115–160 | 17–21 km/l | Panoramic sunroof, ADAS, touchscreen, DCT |
| Kia Seltos | Petrol, Turbo, Diesel | 115–160 | 17–21 km/l | ADAS, GT Line trims, dual display setup |
| Mahindra XUV700 (MX, AX3) | Petrol, Diesel | 155–200 | 16–17 km/l | Twin screens, ADAS-ready, safety-rated |
| Tata Harrier | Diesel only | 170 | 16–18 km/l | SUV presence, diesel torque, facelift features |
| Grand Vitara/Hyryder | Petrol, Hybrid | 92–115 | Up to 27.9 km/l | Hybrid tech, AWD, eco-friendly and city-friendly |
Final Thoughts
If you’re in the market for an SUV under ₹20 lakhs, this segment offers something for every type of driver—from performance lovers to tech-savvy commuters to eco-conscious buyers. The Hyundai Creta and Kia Seltos lead the pack with balanced offerings, while the Mahindra XUV700 and Tata Harrier appeal to those wanting more power and presence. Meanwhile, the Grand Vitara/Hyryder duo is ideal for mileage-focused urban users.